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Your savings are now federally insured up to at least $250,000 per depositor through December 31, 2013.

Regular Statement Savings Account 
For a low minimum balance, our Regular Statement Savings account allows you to save for your everyday financial goals.  Open your account with $100 (waived for minors) and maintain a $100 balance to avoid a monthly service charge.

High Yield Savings Account  
Maximize your return and maintain flexibility.  This type of account is a good option if you plan to maintain a higher balance and want to earn a better rate than a regular savings.

The High Yield Savings account may be opened with a deposit of $10,000 or more.  Make transfers to and from your Galena State Bank & Trust checking account via Online Banking.  A monthly service charge will be assessed if the minimum daily balance falls below $10,000.

All of our savings and money market accounts have ATM access via a debit card with a Galena State Bank & Trust checking account.  Transactions are limited to six per month at no cost.  You may incur a per-transaction fee after the sixth.  For money market accounts, no more than three transactions may be third party checks.

Money Market Account 
Enjoy the benefits of a savings account, plus the convenience of writing up to 6 checks per month.  Maintain a minimum balance of $2,500 to avoid a monthly service charge fee.

Premium Money Market  
For a money market that offers more, deposit $25,000 into our Premium Money Market account and earn a premium rate while enjoying convenient access to your money.  A hassle-free account with no minimum balance, no monthly service charge, and check writing capability.

Certificates of Deposit
Choose from a 14-day term up to a 60 month term and earn a competitive rate.  

Individual Retirement Account CD
Just like a CD, but with tax-deferred status. You can choose from a 14-day term up to a 60 month term and earn a competitive rate.

Michelle Murdock		Heather Vincent	Mary Suddie	Peggy Tully	Donna Pearce

Millicent Graves		Bret Johnson	Vicki Wurster	Nikki Peebles	Lynn Gaber