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Your savings are now federally insured up to at least $250,000 per depositor through December 31, 2013.
Regular Statement Savings Account
For a low minimum balance, our Regular Statement Savings account allows you to save for your everyday financial goals. Open your account with $100 (waived for minors) and maintain a $100 balance to avoid a monthly service charge.
High Yield Savings Account
Maximize your return and maintain flexibility. This type of account is a good option if you plan to maintain a higher balance and want to earn a better rate than a regular savings.
The High Yield Savings account may be opened with a deposit of $10,000 or more. Make transfers to and from your Galena State Bank & Trust checking account via Online Banking. A monthly service charge will be assessed if the minimum daily balance falls below $10,000.
All of our savings and money market accounts have ATM access via a debit card with a Galena State Bank & Trust checking account. Transactions are limited to six per month at no cost. You may incur a per-transaction fee after the sixth. For money market accounts, no more than three transactions may be third party checks.
Money Market Account
Enjoy the benefits of a savings account, plus the convenience of writing up to 3 checks per month. Maintain a minimum balance of $2,500 to avoid a monthly service charge fee.
Premium Money Market
For a money market that offers more, deposit $25,000 into our Premium Money Market account and earn a premium rate while enjoying convenient access to your money. A hassle-free account with no minimum balance, no monthly service charge, and check writing capability.
Certificates of Deposit
Choose from a 14-day term up to a 60 month term and earn a competitive rate.
Individual Retirement Account CD
Just like a CD, but with tax-deferred status. You can choose from a 14-day term up to a 60 month term and earn a competitive rate.

For more information about our deposit products, please contact Michelle, Heather, Mary or Bret at our Galena location, or Peggy or Millie at our Stockton location.
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| Michelle Murdock |
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Heather Vincent |
Mary Suddie |
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| Peggy Tully |
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Millicent Graves |
Bret Johnson |
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