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With
the financial markets changing every day, it is important
that you have the most accurate and up-to-date information
regarding opportunities to invest your money or to borrow
the funds you need for that new car or home. At Galena State
Bank and Trust, we pride ourselves in offering our customers
a full range of deposit and loan products at competitive rates.
These
rates may change at any time without prior notice. For up-to-date
CD and IRA rates please contact one of our Financial Services
Counselors at 815-777-0663 or 800-442-5362. For Mortgage Lending
Rates, please call 815-777-0663.
| CD Rates |
Interest Rates |
APY |
Minimum Deposit |
| 06 Month |
0.45% |
0.45% |
$1,000.00 |
| 12 Month |
0.70% |
0.70% |
$1,000.00 |
| 24 Month |
1.59% |
1.60% |
$1,000.00 |
| 36 Month |
1.89% |
1.90% |
$1,000.00 |
| 48 Month |
2.14% |
2.15% |
$1,000.00 |
| 60 Month |
2.58% |
2.60% |
$1,000.00 |
| SPECIAL |
see your banker |
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(APY) Annual Percentage Yields are accurate as of 02/05/2010. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Minimum balance to obtain APY is $1,000. |
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| IRA Rates |
Interest Rates |
APY |
Minimum Deposit |
| 06 Month Fixed |
0.45% |
0.45% |
$1,000.00 |
| 12 Month |
0.70% |
0.70% |
$1,000.00 |
| 24 Month |
1.59% |
1.60% |
$1,000.00 |
| 36 Month |
1.89% |
1.90% |
$1,000.00 |
| 48 Month |
2.14% |
2.15% |
$1,000.00 |
| 60 Month |
2.58% |
2.60% |
$1,000.00 |
| SPECIAL |
see your banker |
|
|
(APY) Annual Percentage Yields are accurate as of 02/05/2010. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Minimum balance to obtain APY is $1,000. |
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| Mortgage Rates |
Interest
Rate/Points |
APR |
Term |
Repayment
Example |
| Mortgage Rates |
/ |
|
|
Please contact a mortgage lender for current rates |
Rates and terms subject to change at anytime. These rates were updated 12/17/08 at 11:24 A.M. The repayment examples are monthly payments based on $100,000 home purchase and assume 20% down payment.
Contact us for information on estimated closing costs or any other questions at (815) 777-0663. |
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