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Mortgages
Because the tri-state region is our primary lending area, our experienced lending staff is able to deliver fast, more personalized service than our competitors. We can finance your home purchase, refinance your present mortgage, or finance construction of your new home. We offer many financing options on primary homes, secondary homes, lots, and investment properties. We also offer residential mortgage loans with down payments as low as 3% or in some instances, with no down payment.
The following are the different types of mortgage loans we currently offer:
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Fixed Rate Mortgages |
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Adjustable Rate and Balloon Mortgages |
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Construction Loan Mortgages |
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Illinois First-Time Home Buyers' Program |
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Rural Housing - USDA |
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Second Mortgages |
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Lot Financing |
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Interest First Mortgages |
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Bridge Loans |
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Condominium Loans |
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Equity Loans |
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Investment Property Loans |
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Jumbo Loans |
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Vacation and Second Home Loans |
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100% financing available |
For more information on Galena State Bank's mortgage lending options, contact Lois Jean Wienen-Knautz, Senior Vice President, or Michele Berning, Senior Vice President at our Galena Location, Peggy Tully, our mortgage originator at our Stockton location, Lynn Gaber at our downtown Galena location or Vicki Wurster at our Elizabeth location.
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| Peggy Tully |
Vicki Wurster |
Lynn Gaber |
Michele Berning |
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Lois Jean
Wienen-Knautz |
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