Wealth Management
For the individual or business seeking a more comprehensive approach to investment services, we can provide professional investment management. Some of the benefits of investment management include assistance with the selection of an appropriate asset allocation, professional portfolio management, and access to financial planners knowledgeable in the areas of retirement, tax and estate planning.

The Galena State Bank and Wealth Management Group are seasoned financial professionals highly experienced in finding creative ways to help you preserve capital, accumulate more wealth, minimize taxes, plan for retirement, protect your estate, secure loans, and manage your personal and/or business finances. Our team works together to create and implement a complete and ongoing strategy designed to help you achieve your financial objectives.

By combining prudent investment advice with effective tax reduction strategies, we've maintained a long track record of helping our clients preserve and grow their capital without taking unnecessary risk.

Our expertise is based not only on our knowledge of banking, investing and estate planning, but also on our familiarity with our clients and their unique needs. In fact, we pride ourselves in our ability to establish long-standing personal relationships with each and every client who entrusts us with their financial well-being.

No matter what your financial goals, you can trust the professionals at Galena State Bank to look beyond the obvious answers to find and deliver far-reaching solutions that can benefit you today as well as in the future.

We'll Coordinate Everything For You.
As a Galena State Bank and Wealth Management Client, you won't have to worry that you're not devoting enough time to your finances. You'll have your own dedicated relationship manager to coordinate and manage all your financial plans. If you're already a Galena State Bank client and have an established relationship with one of our experienced staff members (Commercial Lending Officer, Investment Officer or Trust Administrator), you may choose to have him or her act as your primary contact.

Our relationship begins with an in-depth analysis of your current financial situation, as well as your goals for the future. The more we can learn about you, the better we can develop customized solutions to help you with:

Services
	Investment Management
	Social Responsibility Investments
	Retirement Planning
	Estate Planning and Administration
	Heartland Charitable Trust
	Managed IRAs and IRA rollovers
Trusts
	Revocable
	Living
	Charitable
	Testamentary
Qualified Retirement Plans
	SEP Plans
	Profit Sharing Plans
	Money Purchase Pension Plans
	401(k) Plans

Long-Term Care Insurance
This is private insurance for older persons offering coverage for most costs associated with long-term health care including nursing home care, rehabilitative services, in-home care, and more.

HTLF Investment Services is a service of IFMG Securities, Inc. (IFMGSI). Securities are offered through IFMGSI, a registered broker/dealer, member NASD/SIPC. Insurance is offered through IFS Agencies, Inc. (IFSA). Neither IFMGSI nor IFSA are affiliated with Galena State Bank.

• not FDIC insured
• not bank guaranteed
• may lose value
• not a deposit
• not insured by any federal agency

For more information about our Wealth Management services, please contact Syd Sincock, Eric Foy or Ron Spielman in our Wealth Management department at our Galena location.

Syd Sincock	Eric Foy	Ron Spielman